What Will I Learn
At the end of this course you will:
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Curriculum
- Stages in credit risk
- Importance of credit analysis in credit risk
- Principles of credit analysis
- Seven Cs of credit analysis
- Steps in the credit analysis process
- Various steps involved in loan appraisal
- Components of a bank's lending policy
- Loan Documentation
- Loan Pricing and Profitability Analysis
- Regulations related to lending
- Liquidity ratios, turnover ratios, profitability ratios, leverage ratios, and market ratios
- Comparative analysis
- Statement of Cash Flows
- CFO, CFI, CFF
- Economy, Industry and Company (EIC) framework
- Models for non-financial analysis
- Case studies for analysis
- Need for asset quality assessment
- Quantitative and Qualitative Review of asset quality
- Categories of asset classification
- Special mention assets
- Loan classification practices in various countries
- Need for asset quality assessment
- Loan classification practices in various countries
- Non-performing loans (NPLs)
- Methods of resolving NPLs
- How to prevent NPLs
- Types and characteristics of consumer installment lending
- Various types of Instalment loans
- Dealer Agreement, Recourse, and Dealer Reserve
- Common risks faced in consumer installment lending
- Characteristics of Floor Plan Lending
- Methods of Floor Plan Lending
- Risks Associated with Floor Plan Lending
- Concept of Accounts Receivable and Inventory Based Lending
- Risks faced in Accounts Receivable and Inventory Based Lending
- The Concept of Loan participation
- Need for Loan participation
- Process of Loan participation
- Risks faced in Loan participation
- Concept of Letter of Credit (LC)
- Types of Letter of Credit
- Risks faced in Letter of Credit
- Loan commitments, Unfunded lines of credit and their characteristics
- Potential credit risk in loan commitments and unfunded lines of credit
How It works
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Live Classroom Sessions Each session is interactive and informative, featuring case studies, quizzes, and projects |
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